Legal & Business Advisors Legal & Business Advisors

Bank Lending

Bank lending can offer money with lower costs than alternative forms of investment. It may give your business a way of managing money so that you can invest to grow with borrowing costs known at the outset. We can advise you on what is the appropriate finance arrangement for you. We can negotiate terms with lenders. If you are considering whether to borrow money for any reason – overdraft, acquisition, joint venture, management buy-out, project-specific finance, purchasing an asset or looking at ways of managing your cash-flow, please call us.

Loans & Security

We offer advice in relation to standard and bespoke financing documentation, including:

  • overdrafts
  • secured and unsecured loan agreements
  • committed facilities and overdraft agreements
  • personal and corporate guarantees
  • assignments and novation agreements

Where a loan agreement requires you to give security to the bank, we can advise you as to the most appropriate terms including:

  • mortgages
  • debentures
  • charges over assets
  • personal guarantees
  • corporate guarantees